High Life Cover + Wealth Creation + Health Benefits

Param Raksha Life Insurance Plan

Comprehensive protection with market-linked wealth creation, extensive health benefits, and tax-free maturity proceeds.

TATA AIA Param Raksha Life Insurance Plan

Param Raksha is a comprehensive life insurance plan that combines high life cover with wealth creation potential through market-linked funds. It offers extensive risk coverage including accidental death benefits and disability protection, along with valuable health benefits.

This plan is ideal for young individuals who want to secure their family's future while building wealth through market-linked investments. With tax-free maturity benefits under Section 10(10D), it offers complete financial protection and growth.

  • High Life Cover up to ₹3 Crore
  • Wealth Creation through Market-Linked Funds
  • Comprehensive Health Benefits
  • Tax-Free Maturity under Section 10(10D)
  • Accidental Death & Disability Cover
Param Raksha Comprehensive Protection

Plan Example

See how Param Raksha provides comprehensive protection with wealth creation potential.

Age 24 Years
Annual Premium ₹86,816
Policy Term 56 Years
Premium Paying Term 12 Years

Comprehensive Risk Cover

Normal Death

₹1 Crore

Accidental Death

₹2 Crore

Accidental Death (Public Transport)

₹3 Crore

Accidental Permanent Disability

₹1 Crore

Public Place Disability

₹2 Crore

Fund Value @ 15% CAGR

10 Years
₹7.55 Lac
20 Years
₹30.59 Lac
30 Years
₹1.10 Crore
40 Years
₹4.00 Crore
50 Years
₹14.34 Crore
56 Years
₹30.91 Crore

Health Benefits

Terminal Illness

₹12 Lac

Cashless OPD (2 Person)

₹64,100

Tax Benefits

Maturity & Partial Withdrawal are TAX FREE under Section 10(10D)

Secure your family's future with comprehensive protection and wealth creation.

Get Protected Today

*Fund values are indicative and based on 15% CAGR. Actual returns may vary based on fund performance. Tax benefits are subject to changes in tax laws.

Why Choose Param Raksha Life Insurance Plan?

Experience comprehensive protection with wealth creation and health benefits

High Life Cover

Get life cover up to ₹3 Crore with enhanced accidental death benefits for comprehensive protection.

Wealth Creation

Build wealth through market-linked funds with potential for high returns over the long term.

Health Benefits

Enjoy additional health benefits including terminal illness cover and cashless OPD facilities.

Tax-Free Maturity

Enjoy tax-free maturity proceeds and partial withdrawals under Section 10(10D).